SHORT TERM DISABILITY

Short-term disability plans offer you the ability to custom-design benefits and build rates that meet your clients’ specific needs. With a variety of plans and flexible options, you can design benefits that work in conjunction with other employer-provided group benefits.

Whether your customers are cost driven or benefits driven, our plans cover all the bases, helping you design benefits that work for them. The plans are designed to allow you to build the appropriate coverage options with rates that meet their needs.

Plan Highlights

Guaranteed issue in amounts from $700/week to $1,500/week depending on group size
Rate structure: issue age rates for initial policy and increases
Continuity of coverage available on all takeovers
Minimal participation requirements
Claims paid on a weekly basis
Partial disability benefit included
Waiver of premium while receiving short-term disability benefits
Rates guaranteed for 2 years
Partial benefits paid on pre-existing claims
Portability

Benefit Amounts

$75 to $1,500 per week

Elimination Periods (injury/sickness)

0 days/7 days, 7 days/7 days, 0 days/14 days, 14 days/14 days and 30 days/30 days