When you self-enroll, please remember premiums for these benefits are paid through the convenience of a semi-monthly draft from your checking account.
Many churches elect to pay the cost of these policies for their Ministers. All or a portion of the death benefit from the life insurance policy can be left to the Church. Should the long-term care benefit be needed, it would be paid directly to the minister. Benefits paid directly to ministers from church funded policies may be taxable, unless the premiums are included in the minister's earnings.